Valu is the leading universal financial technology powerhouse, offering a suite of financial services to individuals and businesses. Since its launch in 2017, Valu continues to provide a wide range of comprehensive and convenient financial solutions and products to its customers.
Through U*, Valu has pioneered BNPL (Buy Now Pay Later) solutions in the MENA region providing customizable financing plans for up to 60 months across more than 6,000 points of sale and over 1,500 online stores, covering a diverse array of categories. Valu also offers investment products, an instant cash redemption program, savings solutions, and a financing solution to facilitate the purchase of big-ticket items up to EGP 15 Million in the luxury space, through AZvalu fund and EFG Hermes ONE, Sha2labaz, Akeed, and Ulter respectively. In addition, Valu offers tools to manage your employees, provide financial services, and more through Valu Business.
Revolutionize your shopping experience with our BNPL platform. Enjoy customizable financing plans for up to 60 months. Shop at over 6,000+ points of sale, over 1,500+ websites, and apps. Embrace convenience and financial freedom like never before.
Redeem cash instantly from paid invoices at any nearby Sha2lbaz store. Repay flexibly over 60 months.
A save-to-buy platform that allows you to save money and gain returns.
Unleash your investment potential with with Valu Invest through the AZvalu Fund, a money market fund, we developed in partnership with Azimut. Also, EFG Hermes One, the trading app to elevate your investment experience. Embark on a journey to financial prosperity!
Seamlessly send and receive funds using the most accepted e-gift card in Egypt and connect with your loved ones.
Go digital, automate payroll, and conquer workforce management challenges with ease. Join us on the path to excellence today!
Unleash payroll transformation! Experience faster and more secured payments. Optimal efficacy guaranteed.
Empower your workforce with ease and affordability. Unlock hassle-free financial and non-financial benefits and transform the employee experience.
Expand Your Customer Base
By partnering with Valu, you are able to tap into our extensive network of customers (1M+) who are actively seeking innovative financial solutions.
Drive Your Sales
As a Valu partner, we empower you to offer seamless and secure payment solutions to your customers.