Who we are?

Valu is the leading universal financial technology powerhouse, offering a suite of financial services to individuals and businesses. Since its launch in 2017, Valu continues to provide a wide range of comprehensive and convenient financial solutions and products to its customers.

Through U*, Valu has pioneered BNPL (Buy Now Pay Later) solutions in the MENA region providing customizable financing plans for up to 60 months across more than 6,000 points of sale and over 1,500 online stores, covering a diverse array of categories. Valu also offers investment products, an instant cash redemption program, savings solutions, and a financing solution to facilitate the purchase of big-ticket items up to EGP 15 Million in the luxury space, through AZvalu fund and EFG Hermes ONE, Sha2labaz, Akeed, and Ulter respectively. In addition, Valu offers tools to manage your employees, provide financial services, and more through Valu Business.

Our Cutting-Edge Products

  • Sha2labaz
  • Flip
  • Akeed

Give your wallet a break

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    Open the Valu app and search for your desired Store
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    Enter the transaction amount & choose your payment plan
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    Scan the QR code and enjoy your purchase

Redeem Cash with

Exchange your paid invoices with cash and pay them flexibly on up to 60 months

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    Open the Valu App and select Sha2labaz
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    Upload your invoice and choose your payment plan
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    Redeem your cash digitally on your bank account, wallet or from the nearest Sha2labaz store

Send & Receive Money with

Connect with your loved one through the most accepted e-gift card in Egypt

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    Open the Valu app and select Flip
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    Select the recipient to whom you would like to add funds and specify the amount to be transferred
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    Choose the desired payment plan and enter the mobile number of the recipient to whom you wish to send the money

Save to buy with Akeed

Gain returns to use in your future purchases

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    Open the Valu app and select Akeed
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    Enter the amount you want to save and the tenure
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    Enter the OTP and pay Akeed's payment on the 1st of each month
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Our Business Solution

Valu Business

Payroll System

Valu Star

Go digital, automate payroll, and conquer workforce management challenges with ease. Join us on the path to excellence today!

Payroll Card

Valu Star

Unleash payroll transformation! Experience faster and more secured payments. Optimal efficacy guaranteed.

Employee Benefits

Valu Star

Empower your workforce with ease and affordability. Unlock hassle-free financial and non-financial benefits and transform the employee experience.

Become Our Partner

Expand Your Customer Base
By partnering with Valu, you are able to tap into our extensive network of customers (1M+) who are actively seeking innovative financial solutions.

Drive Your Sales
As a Valu partner, we empower you to offer seamless and secure payment solutions to your customers.

Become a Partner

Download Our App

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